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Claim routing

The fridge died on a new RV. Do you file with the RV manufacturer or the appliance maker?

A new RV is built from dozens of other companies’ products, and each one comes with its own warranty, its own rules and often its own portal. Send a component claim to the wrong company and the best case is a weeks-long “not ours” reply while the unit sits and the customer waits.

An RV warranty is really a stack of warranties

There is no single warranty that covers everything on a new RV. The RV manufacturer covers defects in its own materials and workmanship — typically a one-year limited warranty plus a longer structural warranty on things like the frame, roof assembly and laminated sidewalls, with terms that vary by brand.

The appliances and many of the systems inside are a different story. Refrigerators, furnaces, water heaters, air conditioners, axles, leveling and slide systems, awnings and electronics are usually covered by the company that made them, under their own terms — which can be shorter or much longer than the RV warranty. On a motorhome, the chassis and drivetrain belong to the chassis maker.

For the dealer, that means every failure starts with one question before any claim is written: whose product failed, and why?

Who usually covers what

The typical split on a new unit. Always confirm against the manufacturer’s warranty statement for that model year — exclusions differ by brand.

RV manufacturer

Structure, sidewalls, roof assembly, exterior sealant, cabinetry and interior panels, decals and trim, and the plumbing, electrical and gas systems the factory installed — including how components were installed.

Appliance makers

The refrigerator, furnace, water heater, air conditioner, range and microwave themselves when the unit fails internally — a cooling unit, a control board, a burner, a compressor.

System and chassis-component suppliers

Axles and running gear, leveling and stabilizer jacks, slide-out mechanisms and motors, awnings, entertainment and electronics — each under its supplier’s warranty.

Chassis maker (motorhomes)

Engine, transmission, drivetrain and chassis systems go to the chassis manufacturer’s dealer network, not the RV builder.

The grey zone: component failure or installation defect?

This is where claims get bounced. A fridge that will not cool because its cooling unit failed belongs to the appliance maker. A fridge that will not cool because the factory pinched a line, mis-wired it or installed the venting wrong belongs to the RV manufacturer — the appliance did nothing wrong.

The same split applies everywhere: a slide motor that burns out is a supplier issue; a slide that binds because the room was set out of square is a factory issue. A water heater that leaks from its tank is the heater maker’s; one that leaks at a fitting the factory never tightened is the RV manufacturer’s.

The diagnosis has to make that call, and the claim has to say it plainly in the Cause. “Refrigerator not cooling” tells nobody whose problem it is. “Cooling unit failed — no ammonia circulation, verified with thermometer readings at 24 h” does.

How to route a component claim the first time

01

Get the nameplate before anything else

Photograph the model and serial plate of the failed component. Without it, no supplier can verify coverage — and the RV manufacturer cannot either.

02

Diagnose: component or installation?

Decide whether the part itself failed or the way it was installed caused the failure, and record the evidence — readings, test results, photos of the connection or mounting.

03

Check both warranty statements

Read the RV manufacturer’s exclusions and the component maker’s terms. Many RV warranties explicitly exclude components covered by their own manufacturer’s warranty.

04

Get authorization before you replace

Suppliers commonly require authorization, an authorized service channel or a specific claim process before a part is replaced. Swapping first and asking later is how good repairs go unpaid.

05

Keep the failed part and the paper trail

Do not scrap the old part until the claim is closed — parts-return requests are common. If both the RV manufacturer and a supplier are involved, file each piece where it belongs and cross-reference the claim numbers.

More portals, more rules — and why routing is a job of its own

Every supplier you deal with adds a login, a claim format, a parts-return rule and a payment cycle. Lippert, for example, folded warranty claims and support cases into its Lippert Business Store dealer platform in 2025. Multiply that across appliance, chassis and system suppliers and a busy service department ends up chasing claims in a dozen places.

That is the routing work a managed claims service absorbs: identify the right party on day one, file in the right portal with the right evidence, and track every line until it is paid — whether it is owed by the RV manufacturer or the company that made the part.

Simple test before filing any appliance or system line: can the claim name the failed part, the model and serial, and whether it failed on its own or because of how it was installed? If not, it is not ready to file anywhere.

Related guides

Component warranty claims — FAQ

Does the RV manufacturer cover the refrigerator on a new RV?

Usually not the refrigerator itself. Appliances are typically warrantied by their own manufacturer, while the RV manufacturer covers how the appliance was installed. Confirm against the RV warranty statement for that model year.

Who covers slide-out and leveling system failures?

A failed mechanism or motor is generally the system supplier’s warranty. A slide that binds or leaks because of how the room or opening was built is the RV manufacturer’s. The diagnosis decides which.

Who covers the engine and chassis on a motorhome?

The chassis manufacturer, through its own service network — not the RV builder.

Can I replace a failed component and claim it afterwards?

It is risky. Many suppliers and RV manufacturers require authorization before replacement. Get the authorization or claim number first, and keep the failed part until the claim is closed.

What if both the RV manufacturer and a supplier are involved?

File each part of the repair with the party responsible for it and reference the other claim number on each. Clear separation avoids each side pointing at the other.

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